Housing

DCD allocates Federal, State, and County funds to activities that create and maintain affordable housing opportunities in Chester County. 

Affordable Housing Development


The Rental Housing Inventory Report provides a current listing of DCD-assisted housing developments. The Pennsylvania Housing Finance Agency (PHFA) offers a free, statewide, web-based Affordable Apartment Locator service. Visit http://www.pahousingsearch.com/ to access this searchable database.

Housing Rehabilitation Program


The Housing Rehabilitation Program helps low to moderate-income homeowners correct local code violations in their homes. Violations may include, but are not limited to, structural, plumbing, heating, and electrical problems. The eligible applicant must be the owner of the home and the household’s annual gross income must not exceed 80% of the area median income. The maximum amount of funding per single family dwelling is $25,000. For more information, contact the Housing Partnership of Chester County.

Senior Citizen Home Maintenance Program


The Home Maintenance Program provides assistance to homeowners who are age 65 or older with moderate home repairs and modifications such as roof, minor plumbing, flooring repairs, and general repairs that may improve the physical functioning of the elderly individual(s). The eligible applicant must be the owner of the home and the household's annual gross income must not exceed 50% of the area median income. The maximum amount of funding per single family dwelling unit is $4,500. For more information, contact the Housing Partnership of Chester County.

Credit Counseling Program


The Credit Counseling Program provides free homeownership and credit counseling. Program staff work with applicants to remedy and prevent future credit problems, develop a household budget, and set a time frame in which the results would be achieved. For more information, contact the Housing Partnership of Chester County.

Home Repair Program


Good Works, Inc. and Good Neighbors Inc. administer DCD funding to make repairs for homeowners who cannot afford to pay for the repairs themselves. Eligible homeowner applicants must be the owner of the home and the household's annual gross income must not exceed 150-175% of the poverty level. The estimated cost of repairs is generally under $5,000 per household served. For more information, contact:

Weatherization Assistance


If your house or apartment needs weatherization improvements, help may be available through the Community Action Agency of Delaware County, Inc's Weatherization Assistance Program. The eligible applicant's household annual gross income must not exceed 150% of the poverty level. Eligible households can receive an assessment of energy use and air leakage.  A trained construction team will then make energy efficiency improvements. For more information, contact the Community Action Agency of Delaware County, Inc. or call 610-521-8770.

First-Time Homebuyer Program


This program provides education in addition to direct financial assistance to low- and moderate-income homebuyers, whose income does not exceed 80% of the area median income. Financial counseling and homeownership training are prerequisites to receiving down payment and closing cost assistance. For more information, contact the Housing Partnership of Chester County.

Public Housing


The Housing Authority of Chester County (HACC) administers the Housing Choice Voucher (HCV) rental assistance program and public housing for low income residents of Chester County. For more information, contact HACC or call 610-436-9200.