Housing

DCD allocates Federal, State, and County funds to activities that create and maintain affordable housing opportunities in Chester County. This page describes how funding supports housing development, housing rehabilitation, and first-time homebuyers. In addition, there are links to other websites related to affordable housing.

Affordable Housing Inventory 


The Rental Housing Inventory Report provides a current listing of DCD-assisted housing developments. The Pennsylvania Housing Finance Agency (PHFA) offers a free, statewide, web-based Affordable Apartment Locator service. Visit http://www.pahousingsearch.com/ to access this searchable database.

Housing Rehabilitation Program


The purpose of the Housing Rehabilitation Program is help low to moderate-income homeowners correct local code violations in their homes. Violations may include, but are not limited to, structural, plumbing, heating, and electrical problems. The eligible applicant must be the owner of the home and the household’s annual gross income must not exceed 80% of the area median income. The maximum amount of funding per single family dwelling is $25,000. For more information, contact Housing Partnership of Chester County or call 610-518-1522.

Senior Citizen Home Maintenance Program


The Home Maintenance Program provides assistance to homeowners who are age 65 or older with moderate home repairs and modifications such as roof, minor plumbing, flooring repairs, and general repairs that may improve the physical functioning of the elderly individual(s). The eligible applicant must be the owner of the home and the household's annual gross income must not exceed 50% of the area median income. The maximum amount of funding per single family dwelling unit is $4,500. For more information or to obtain an application contact Housing Partnership of Chester County or call 610-518-1522.

Credit Counseling Program


The Credit Counseling Program provides, free of charge, counseling to people who are having credit problems. Program staff work with applicants to remedy and prevent future credit problems, develop a household budget and set a time frame in which the results would be achieved. Regular meetings are scheduled to ensure all steps are being followed and progress is being made. For further information, contact Housing Partnership of Chester County or call 610-518-1522.

Home Repair Program


Good Works, Inc. and Good Neighbors Inc., non-profit Christian ministries, use DCD funding to supplement volunteer efforts to make home repairs for homeowners who cannot afford to pay for the repairs themselves. Eligible homeowner applicants must be the owner of the home and the household's annual gross income must not exceed 150-175% of the poverty level. The estimated cost of repairs is generally under $5,000 per household served. For more information, contact:

Weatherization Assistance


If your house or apartment needs weatherization improvements but you cannot afford to make repairs, help may be available through the Community Action Agency of Delaware County, Inc's Weatherization Assistance Program. The eligible applicant's household annual gross income must not exceed 150% of the poverty level. Eligible households can receive an assessment of energy use and air leakage.  A trained construction team will then make energy efficiency improvements. For more information, contact the Community Action Agency of Delaware County, Inc. or call 610-521-8770.

First-Time Homebuyers' Program


This program provides education in addition to direct financial assistance to low- and moderate-income homebuyers, whose income does not exceed 80% of the area median income. Financial counseling and homeownership training are prerequisites to receiving down payment and closing cost assistance. For more information, contact Housing Partnership of Chester County or call 610-518-1522.

Public Housing


The Housing Authority of Chester County (HACC) administers the Housing Choice Voucher (HCV) rental assistance program and public housing for low income residents of Chester County. For more information, contact HACC or call 610-436-9200.